Govern with confidence. Lead with authority.
One source of truth across treasury, FP&A, and risk, so every function answers to the same numbers.
Trusted by more than 700 institutions
Speed and defensibility, from one source of truth.
At scale, the choice has looked like a trade-off: keep the infrastructure every function has built around for two decades and accept that it cannot move at balance-sheet speed, or modernize and risk the governance you have spent years building. Either way, the CFO answers for a methodology assembled across systems that were never designed to agree.
Empyrean runs ALM, liquidity, stress testing, and profitability on one platform, with one data model, one FTP, and one set of assumptions. Every function reports from the same source, so the board, the ALCO, and the examiner all get the same answer. The integration is the multiplier, not the requirement.
Decisions at balance-sheet speed.
Governance built in, not bolted on.
Solutions that adapt when you do.
Everything your finance and risk functions need to lead
Built for institutions at scale, each solution strong on its own and stronger together on one platform. Most enter through the function where the need is greatest, then expand as the integration compounds. You do not have to replace everything at once.
Run risk the board and examiner trust
Key Capabilities
- Multi-scenario stress testing. Custom and regulatory rate paths with full scenario coverage.
- Dynamic balance sheet simulation. Forward projections with growth and strategic assumptions, not static shocks.
- Nonparallel rate shocks and EVE/NII. Stochastic and dynamic simulation for complex balance sheets.
- NMD behavioral modeling. Deposit behavior calibrated to your institution, not market averages.
- FTP engine built in. The transfer pricing that drives profitability, defined once and shared across every function.
- Intraday analysis. Scenarios and sensitivities in an instant, not an overnight batch.
Meet every regulatory obligation from one platform
Key Capabilities
- Liquidity risk management at regulatory scale. ILST, 2052a, LCR, and NSFR for Category III and IV institutions.
- DFAST-aligned stress testing. Inputs and outputs integrated with the capital plan and the budget.
- SR 26-2 aligned model documentation. Governance and documentation built for model risk review.
- One set of assumptions across functions. Stress results that do not contradict the budget or the ALM view.
- Examiner-ready outputs. A traceable path from source data to regulatory report.
Plan and price from one source of truth
Key Capabilities
-
Instrument-level profitability. Organizational and instrument-level profitability with FTP built in as the allocation engine.
-
Multi-LOB planning. Balance sheet and income statement planning with consolidated roll-up and native ALM integration.
-
Consistent assumptions across functions. The same FTP rate across ALM, stress testing, budget, and profitability.
-
Governed and auditable. A central model repository with version control and a full audit trail for examiners.
-
Configurable by your own analysts. Hierarchies, chart of accounts, and behavioral assumptions defined at the institution level.
Questions enterprise CFOs ask before they switch
-
The risk is not only in switching. It is also in staying. Legacy ALM infrastructure that has been in place for twenty years carries a compounding cost: the analyst hours spent on workarounds, the maintenance, the reconciliation across systems that were never built to agree. That cost does not show up as a line item, which is exactly why it persists. The question is not whether your current system works. It is what it costs you every cycle to keep it working, and whether that infrastructure can move at the speed your balance sheet now demands. The contract coming up for renewal is a decision, not a formality.
-
Most institutions do not replace everything at once, and Empyrean is not designed to require it. The platform is modular: you enter through the function where the need is greatest, often ALM or liquidity, and expand as the integration compounds. Each function runs on the same data model and the same assumptions from the first day it comes online, so you are not standing up a series of disconnected systems and hoping they reconcile later. The work is led by your own teams with Empyrean’s implementation specialists, defining assumptions, configuring the model, and validating outputs against what you already run.
-
Governance is built into the platform, not added after the fact. Every function works from the same data and the same assumptions, with version control, a central model repository, and a full audit trail. When an examiner or your model-risk team asks how a number was derived, the path from source data to reported result is traceable, because every function is drawing from one source rather than reconciling across several. Model documentation is structured to support the review process your institution already runs.
-
The platform is not a replacement for your team. It is what frees your team to do the work it was hired for. At most enterprise institutions, analyst capacity that should go to interpretation and strategy goes instead to assembling data and reconciling outputs across systems. Empyrean removes that reconciliation burden, so the same team spends its time on the analysis the institution actually needs. The sophistication of your team is the argument for giving it infrastructure that matches, not for keeping the manual work that holds it back.
The legacy contract renews. The limitations renew with it.
The renewal is a decision, not a formality. See what one platform changes for an institution at your scale.