Uncategorized Archives - Empyrean Solutions

Organizational Profitability: A Foundation for Profitable Growth in Banking

July 16, 2026

Organizational profitability helps institutions measure financial performance, identify revenue sources, and expense drivers. This often includes a breakdown of performance

What SR 26-2 Means for Community and Regional Banks

July 13, 2026

Turn SR 26–2 into an opportunity to strengthen governance while reducing unnecessary complexity. Authors: Brian Gilbert, Chief Banking Officer, Empyrean

CECL vs. Excel: The Real Cost of Spreadsheet-Based Compliance

July 10, 2026

For community bank CFOs managing CECL quarterly When your institution moved to CECL compliance, Excel was probably involved. It made

CECL Data Requirements: What Banks Need to Get Right

July 8, 2026

For many financial institutions, implementing Current Expected Credit Losses (CECL) standards can be challenging — not because of the model

Protected: 2026 Empyrean Client Conference – Presentations

June 1, 2026

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Funds Transfer Pricing: A Practical Guide for Regional Banks

May 11, 2026

Funds transfer pricing (FTP) is a fundamental concept in banking performance management. It allows institutions to analyze the profitability of

Budgeting and Forecasting Guide: Best Practices for Banks to Know

May 11, 2026

Budgeting and forecasting are key tools that are necessary to help banks navigate today’s volatile financial markets. Banks face interest

Bank Stress Test Scenarios: Practical Examples for Community Banks

April 30, 2026

For many banks, stress testing remains a time-intensive process that slows decision-making. Many institutions still treat stress testing as a

Capital Stress Testing: A Practical Guide for Banks