How to Manage Interest Rate Risk in Banks With Dynamic Forecasting

July 30, 2026

Interest rate volatility is an ongoing challenge for banks of all sizes. This is because rate changes can affect multiple

Organizational Profitability: A Foundation for Profitable Growth in Banking

July 16, 2026

Organizational profitability helps institutions measure financial performance, identify revenue sources, and expense drivers. This often includes a breakdown of performance

What SR 26-2 Means for Community and Regional Banks

July 13, 2026

Turn SR 26–2 into an opportunity to strengthen governance while reducing unnecessary complexity. Authors: Brian Gilbert, Chief Banking Officer, Empyrean

CECL vs. Excel: The Real Cost of Spreadsheet-Based Compliance

July 10, 2026

For community bank CFOs managing CECL quarterly When your institution moved to CECL compliance, Excel was probably involved. It made

CECL Data Requirements: What Banks Need to Get Right

July 8, 2026

For many financial institutions, implementing Current Expected Credit Losses (CECL) standards can be challenging — not because of the model

Stream Webinar – Balance Sheet Assumptions Benchmarking Survey

July 6, 2026

Real peer benchmarking on balance sheet assumptions — finally. For too long, benchmarking balance sheet assumptions has meant anecdotal conversations,

Empyrean Client Conference 2026

June 4, 2026

Thanks for joining the Empyrean Client Conference 2026! See you next year! Want to learn more? Stay connected with Empyrean’s

Protected: 2026 Empyrean Client Conference – Presentations

June 1, 2026

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Funds Transfer Pricing: A Practical Guide for Regional Banks

May 11, 2026

Funds transfer pricing (FTP) is a fundamental concept in banking performance management. It allows institutions to analyze the profitability of

Budgeting and Forecasting Guide: Best Practices for Banks to Know

May 11, 2026

Budgeting and forecasting are key tools that are necessary to help banks navigate today’s volatile financial markets. Banks face interest

Bank Stress Test Scenarios: Practical Examples for Community Banks

April 30, 2026

For many banks, stress testing remains a time-intensive process that slows decision-making. Many institutions still treat stress testing as a

Capital Stress Testing: A Practical Guide for Banks

April 30, 2026

Capital stress testing is a fundamental pillar of risk management for banks. It helps institutions measure the impact of adverse

Stream Webinar – Introducing Empyrean CECL

April 24, 2026

Managing CECL shouldn’t mean wrestling with spreadsheets, manual data pulls, or consultant fed model assumptions you can’t defend to an

Empyrean Solutions Launches Empyrean CECL™, Giving Banks and Credit Unions a Faster, Simpler Path to Quarterly Compliance

April 7, 2026

New Solution Delivers Audit-Ready Expected Credit Loss Results with Operational Efficiency, Complete Transparency, and the Analytical Rigor to Scale Across

Stream Webinar – Data-Driven Margin Planning

March 20, 2026

What sets the highest-performing banks and credit unions apart isn’t circumstance — it’s intentional, systematic planning. From the boardroom to

Press Release – Empyrean Solutions Named Category Leader in All Six Chartis ALM 2025 Report Categories

March 18, 2026

WOBURN, Mass., March 18, 2026 /PRNewswire/ — Empyrean Solutions, a leading provider of integrated balance sheet and risk management platforms for

Liquidity Risk Management Framework for Community Banks and Credit Unions

March 9, 2026

Liquidity risk management is one of the most critical challenges community banks and credit unions face today. Increased deposit volatility,

Stream Webinar – Introducing Deposit IQ

February 27, 2026

You already model balances precisely. The real question is whether your assumptions reflect how customers actually behave when rates move. Deposit betas, runoff,

CECL Compliance Made Simple for Community Banks and Credit Unions

February 17, 2026

Learn how community banks and credit unions can streamline CECL compliance with integrated data, automated documentation, and forward-looking scenarios.

Empyrean Solutions Launches Model IQ™, a Next-Generation Behavioral Modeling Solution for Financial Institutions

February 5, 2026

A transparent, bank controlled behavioral modeling solution that turns customer behavior into defensible, forecastable cash flows. Woburn, MA – Empyrean

Top 8 Risk Management Trends in Banking for 2026

February 4, 2026

Risk management for banking is no longer just a compliance exercise. It is a strategic tool to address uncertain business

ALM Integration in Banking: How Empyrean Unifies Risk, Finance, and Profitability for Smarter Decisions

February 4, 2026

Given the volatile nature of interest rates, liquidity pressures, and staffing challenges, ALM integration is now a strategic necessity for

CECL Model Validation: Avoiding Common Pitfalls

December 17, 2025

CECL model validation ensures accurate, defensible forecasts. Discover common pitfalls, best practices, and how community banks can simplify compliance.

How Do Banks Make a Profit: A Practical Guide for Finance Leaders

December 10, 2025

Learn how banks make a profit through interest spreads, fees, and investments. Explore key metrics, cost drivers, and strategies to

Top 7 FP&A Trends in Banking for 2026

December 5, 2025

Explore the top FP&A trends shaping banking in 2026. Learn how community banks can modernize forecasting, improve profitability, and plan

CECL Reasonable and Supportable Forecasts for Banks

November 17, 2025

Learn how banks can determine CECL reasonable and supportable forecasts, set defensible horizons, manage reversion, and simplify compliance with best

What Is CECL? Current Expected Credit Loss Compliance in Banking

November 17, 2025

Learn what CECL is, the Current Expected Credit Loss standard for banks. Explore how it works, key modeling approaches, challenges,

Cashflow-Based Balance Sheet Forecasting: Management Guide for Finance Leaders

November 14, 2025

Explore balance sheet forecasting best practices in our guide. Learn methods, key line items, and download our budgeting checklist to

Deposit Risk Management: Strategies and Metrics for Finance Directors

November 10, 2025

Learn deposit risk management strategies for banks, including key metrics, common challenges, and solutions finance leaders use to strengthen stability.

Webinar: Executing Real-World Liquidity Fire Drills

October 30, 2025

Join P.J. Cole as he interviews Henry Kwan, CFA from East West Bank, to discuss best practices and key considerations

33 Balance Sheet Risk Management Statistics for 2025

October 7, 2025

Discover risk management statistics for banks in 2025. See key trends, insights, and tools CFOs can use to boost resilience

Asset and Liability Management (ALM): Guide for Finance Leaders

September 25, 2025

Learn what asset and liability management is, why it matters to finance leaders, and how modern ALM tools help banks

Webinar: Organizational Profitability Analysis

August 26, 2025

Understanding and tracking the performance of your various channels creates alignment and accountability with one of your institution’s primary goals…driving

Webinar: Fundamentals of Organization Profitability

July 15, 2025

Improve your financial institution’s decision-making process with comprehensive Organizational Profitability analysis. This 30-minute webinar, the first in a two-part series,

Balance Sheet Forecasting Best Practices

July 8, 2025

Navigate Market Uncertainty with Confidence In today’s shifting economic environment, traditional static forecasting isn’t enough. Financial institutions need sophisticated dynamic

Start Planning for Your 2027 Budget Today

June 25, 2025

Start Now, Succeed Later: Your 2027 Budget Solution Timeline Are you struggling with cumbersome processes, manual procedures resulting in inefficiencies,

Webinar: Model Validation Best Practices

May 5, 2025

Duration: 60 minutes Hosted by: Zach Englert, Senior Consultant, Empyrean Solutions Alek Bevensee, Director, Financial Services, Elliott Davis Join us

Webinar: Budgeting & ALM Without a Model

April 24, 2025

In an environment with rapid and upredictable change, banks and credit unions currently outsourcing ALM are seeking more control, clarity,

Webinar: Dynamic Balance Sheet Forecasting

April 2, 2025

Join Empyrean Solutions for insights on how leading financial institutions are transforming their balance sheet strategy. In today’s volatile environment,

Webinar: 2025 Federal Reserve Stress Test

March 12, 2025

The Federal Reserve released its 2025 DFAST scenarios in February. This webinar will provide a comprehensive overview of the new

Empyrean User Conference 2025

February 15, 2025

Want to learn more? Stay connected with Empyrean’s latest insights and solutions Join our community of financial institutions and get

Trends in Financial Risk Management 2024

February 15, 2025

Discover insights in financial risk and performance trends from other finance and treasury leaders Empyrean and Financial Managers Society (FMS)

How Profitability Drives Bank Performance

January 24, 2025

For more and more banks and credit unions, implementing a profitability measurement tool is becoming a strategic imperative. Measuring profitability

Webinar: 2025 Regulatory Focus

January 13, 2025

The OCC has released their supervision priorities and objectives for 2025. Join us to discuss the Financial areas of focus

Webinar: Profitability Rollout in Banking

December 10, 2024

Are you looking to bring a new profitability measurement process to your bank or credit union but not sure where

Why Excel Isn’t Enough for Bank Budgeting

November 25, 2024

Excel has long been the go-to tool for financial calculations and modeling. Its versatility and familiarity have made it a

Empyrean Secures Investment from Hg

November 22, 2024

Transaction follows a period of rapid growth and scaling, where Empyrean has emerged as a leading provider of integrated risk

Empyrean Wins Best Budgeting Tool – Press Release

October 29, 2024

Empyrean Solutions Wins Financial Planning and Budgeting Category in the 2025 RiskTech100 WOBURN, Mass., October 30, 2024 — Empyrean Solutions,

8 Steps to Streamline Financial Planning

October 8, 2024

Your Guide for a Stress-Free Budgeting Process for Banks and Credit Unions While critical to the success of your financial

Model Risk Management (MRM) for Risk Managers

October 7, 2024

Navigating Behavioral Assumptions and ALM Challenges Amid Economic Shifts Since the start of the pandemic, government intervention and the subsequent

Webinar: Breaking Down the Stress Test | Empyrean

September 4, 2024

Are you ready for a new look at your approach to stress testing? In this webinar, we will focus on

Stochastic Modeling – Free Whitepaper

August 6, 2024

Navigating risk analysis – simplified. More bank leaders are leveraging stochastic modeling to paint a clearer picture of risk in

Stream Webinar: Understanding FTP

July 26, 2024

Empyrean Solutions, in collaboration with CreditUnions.com, is happy to present our webinar “Understanding Funds Transfer Pricing (FTP)”. If Net Interest

Webinar: Deliver More Value to Budgeting

July 22, 2024

As we head into August, most Bank and Credit Union Finance teams are preparing to start, or are just underway

CECL: The New Normal

May 30, 2024

For most publicly traded financial institutions, the Current Expected Credit Loss (CECL) is halfway through year 4 post implementation. For

Profitability Analytics for Better Decisions

April 9, 2024

If you’re a CEO, CFO or other senior leader in banking, are the decisions being made by finance professionals at

Webinar: Profitability for Bank CEOs & CFOs

February 21, 2024

Recorded: Tuesday, March 12, 2024Duration: 30 minutesHosted by: Will Newcomer, Director of Finance & Risk, Empyrean Solutions Join Empyrean Solutions

Webinar: Empowering Financial Futures | Empyrean

January 19, 2024

Streamed: Tuesday, February 13, 2024Duration: 30 minutesPresenter: Bryan Ridgway – Director of Performance Management, Empyrean Solutions Are you tired of

Webinar: Empyrean Profitability Overview

December 11, 2023

Join Empyrean Solutions on December 19, 2023, as we introduce our newest offering for financial institutions, Empyrean Profitability. Date: Tuesday,

Empyrean User Conference 2024

December 5, 2023

Want to learn more? Stay connected with Empyrean’s latest insights and solutions Join our community of financial institutions and get

Press Release – Empyrean Profitability

November 28, 2023

Empyrean Solutions™ Announces the Release of EmpyreanProfitability™ for Financial Institutions Empyrean Solutions™ Announces the Release of Empyrean Profitability™ for Financial

Webinar: Empyrean Market Rate Service

November 21, 2023

Empyrean Solutions is releasing two new features for Empyrean customers, market rate services. -The interest rate service includes month end

Stream Webinar: Deposit Dynamics

October 24, 2023

How Financial Institutions Can Successfully Leverage Deposit Data Date Aired: Wednesday, November 29th, 2023Duration: 60 minutes Following over a decade

Empyrean User Conference 2023

October 13, 2023

Want to learn more? Stay connected with Empyrean’s latest insights and solutions Join our community of financial institutions and get

Budgeting Webinar – Beyond the Numbers

August 28, 2023

Budget season is upon us once again, and as many institutions begin working through their existing process, they are starting

Optimize Performance with BP Tools | Empyrean

June 22, 2023

A rapidly shifting economy can destabilize businesses in every sector, and that includes the banking industry. Attempting to balance customer

Credit Union Treasury Roundtable Recap

January 9, 2023

Leaders offer insight on economic factors impacting interactions with Members and Regulators BOSTON – December 13, 2022:  Over 50 leaders

Balance Sheet Prep for Liquidity Stress

January 9, 2023

Since the onset of the pandemic in early 2020, the financial system has been flush with deposits, and the focus

Profitability Measurement & Analysis

November 4, 2022

A cornerstone for financial institution decision making As your organization looks to make strategic and tactical decisions, do you trust

Empyrean User Conference 2022

October 3, 2022

Want to learn more? Stay connected with Empyrean’s latest insights and solutions Join our community of financial institutions and get

Press Release – Budgeting & Planning

August 29, 2022

Empyrean Solutions® Announces the Release of EmpyreanBudgeting & Planning for Financial Institutions A solution that fully integrates with Empyrean’s market-leading

Is This Your Next Planning Solution?

August 12, 2022

TIMING ISN’T EVERYTHING, BUT IT IS IMPORTANT If you are considering a new budgeting, planning, and forecasting tool to support

Improve Profitability Process Effectiveness

July 7, 2022

The banking industry is increasingly using profitability measurements and analysis tools, including branch, product, officer and customer levels of profitability

Revisiting FTP Post-LIBOR

January 18, 2022

Banks in a post-LIBOR world that have been using the LIBOR/Interest Rate Swap curve as the basis for their Funds

Strategic Planning for Uncertain Times

November 20, 2020

The COVID-19 pandemic combined with U.S. fiscal and monetary responses creates a cauldron of potential future economic scenarios which are

Community Bank Round Table

August 21, 2020

Banks face a cloudy future as they navigate today’s unique environment, characterized by an economic downturn — caused by a

Liquidity Premiums in ALM – Revisited

May 1, 2020

Liquidity premiums, in theory, represent the cost of funding the institution for a specific term through the wholesale (non-customer) markets.

Empyrean Client Round Table Notes

April 20, 2020

Empyrean conducted four Client Roundtables over the last two weeks which were well-attended with an array of topics discussed. The

Fed Market Moves & ALM Strategy Response

April 9, 2020

ALM NOTES #1: The Fed Throws a Second Kitchen Sink at the Market Specifics of the Fed’s Actions This morning