Hancock Whitney Bank is a century‑old regional financial institution headquartered in Gulfport, Mississippi, operating across the Gulf South with 180 banking and financial centers and over 3,600 employees. The bank offers full‑service commercial, consumer, and wealth banking solutions and is known for its strong regional presence and diversified portfolio of lending, treasury, and investment services.
As an institution with more than $35B in assets and a specialization in commercial lending, Hancock Whitney maintains significant operational and regulatory responsibilities that demand highly accurate and efficient balance‑sheet modeling.
The Challenge
Hancock Whitney Bank wanted to expand its ALM capabilities with more ad‑hoc scenarios, alternative forecasts, and deeper sensitivity analysis, but their on‑premise process made that difficult. A complex monthly workflow, heavy on manual data loads, assumption updates, scenario setup, and report generation, consumed significant time and introduced opportunities for user error.
When issues arose, diagnosing whether the problem was data, inputs, or manual missteps required lengthy investigation. As a result, the team spent most of its effort executing and troubleshooting the process rather than performing the forward‑looking analysis leadership needed.
The Solution
Hancock Whitney implemented Empyrean ALM with Automation.
The Results
Since going live with Empyrean ALM’s Automation, Hancock Whitney achieved:
80+ manual steps streamlined and 65+ fully automated in the ALM production process, standardizing monthly execution.
1 full day of manual execution eliminated per monthly cycle, Batch and multi‑simulation runs are now orchestrated via script and predefined solution sets.
From 12,000‑word SOP to 10 command lines: The team transformed a lengthy monthly procedures document into concise, repeatable scripts, standardizing setup, imports, scenario runs, and reporting.
Fewer errors and higher confidence, with issues now narrowed to script logic or source data.
Next-day readiness: With a single command at close of Day 1, Day‑2 reports are ready for analysis, accelerating decision cycles in volatile rate environments.
Better onboarding & training: new analysts can run manual builds in test, compare to scripted results, and learn faster.
Interested in learning more?
Get a DemoWhat Hancock Whitney Bank says
“With Empyrean’s automation, our monthly ALM build is now a push‑button process. We’ve replaced over 80 manual steps, saved about a day of production time, and most importantly shifted our focus to analysis instead of administration. If something looks off, we zero in on the data or a specific script block and move fast.”
— Daniel Rivera, Senior ALM Analyst Hancock Whitney Bank
What Empyrean Says
“Hancock Whitney’s team exemplifies modern ALM, standardized, fast, transparent, and deeply analytical. Their success with ALM automation shows how Empyrean helps institutions reduce operational friction and elevate decision‑making. We’re proud to support their continued innovation.”
— Chris Maclin, CEO Empyrean Solutions
Why Empyrean ALM:
1. Speed at scale for scenario simulation, enabling faster turnaround and deeper exploration of rate paths and balance‑sheet strategies.
2. Transparency & auditability with instrument‑level visibility and report‑friendly inputs/outputs that support governance.
3. Practitioner‑oriented design that aligns to how ALM teams think and work, easing adoption of automation.
4. Strategic, Integrated ALM: Empyrean’s platform strategy unifies ALM with planning, profitability, liquidity, and CECL, reducing reconciliation and supporting a “single source of truth”.
5. Quick, Low‑Risk Conversion: Empyrean’s implementation methodology gets clients into production faster, a necessity given ongoing regulatory, rate‑environment, and operational pressures.