Improve Profitability Process Effectiveness July 7, 2022 The banking industry is increasingly using profitability measurements and analysis tools, including branch, product, officer and customer levels of profitability
Revisiting FTP Post-LIBOR January 18, 2022 Banks in a post-LIBOR world that have been using the LIBOR/Interest Rate Swap curve as the basis for their Funds
Strategic Planning for Uncertain Times November 20, 2020 The COVID-19 pandemic combined with U.S. fiscal and monetary responses creates a cauldron of potential future economic scenarios which are
Community Bank Round Table August 21, 2020 Banks face a cloudy future as they navigate today’s unique environment, characterized by an economic downturn — caused by a
Liquidity Premiums in ALM – Revisited May 1, 2020 Liquidity premiums, in theory, represent the cost of funding the institution for a specific term through the wholesale (non-customer) markets.
Empyrean Client Round Table Notes April 20, 2020 Empyrean conducted four Client Roundtables over the last two weeks which were well-attended with an array of topics discussed. The
Fed Market Moves & ALM Strategy Response April 9, 2020 ALM NOTES #1: The Fed Throws a Second Kitchen Sink at the Market Specifics of the Fed’s Actions This morning